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The Green Deal is an initiative to reduce carbon emissions cost effectively by improving the energy efficiency of British properties, including homes and businesses. Over half of the UK's 26 million homes are insufficiently insulated: the Green Deal sets out to tackle this problem.

Launched by the Government on 28th January 2013, the Green Deal allows householders to take out a long term loan to pay for new energy-saving home improvements. Improvements such as loft, cavity or solid wall insulation, double glazing, a new boiler or even a 'micro-generation' system such as solar panels are all considered acceptable as part of the scheme.

The way the Green Deal differs from a standard loan is that the repayments made by the householder should (in theory) be covered by the savings on their energy bills as a result of having had the energy-saving measures installed. This system is known as the 'Golden Rule'. However, the Golden Rule is not a guarantee, just a guideline based on energy-saving estimates.

Unlike a traditional personal loan, the Green Deal is attached to the property rather than the householder as an individual, which means it will pass on to the next owner of the property if the householder moves home.

The Green Deal process goes through four main stages: assessment, finance, installation and repayment.
  • A Green Deal assessor or advisor will make an assessment of your home and recommend energy-saving improvements in a Green Deal advice report.
  • A Green Deal provider will then issue you with a quote for a Green Deal plan to pay for the improvements based on the Green Deal advice report.
  • A Green Deal installer will provide and install the measures agreed under your Green Deal plan.
  • Your electricity supplier will pay back the Green Deal 'loan' through the savings made on your energy bills.
If you're interested in a Green Deal loan you will first need to arrange a visit from an assessor accredited with the Green Deal Quality Mark. All companies involved in the Green Deal must bear this mark and comply with a code of practice. The assessor will examine your property and recommend energy-saving home improvements. Assessors aren't necessarily independent from providers, but they must be impartial.

Green Deal providers include energy companies, shops and companies that install energy efficient technology. The provider will offer you a quote for a Green Deal plan. You could be expected to pay around ?100 for an assessment.

A warmer home starts here?

Over half of the UK's 26 million homes are inadequately insulated. The government's Green Deal and ECO initiatives give us a huge opportunity to improve their energy efficiency, save on fuel bills and cut carbon emissions.


  • The Energy Company Obligation (ECO) is set to replace CERT and CESP and is designed to work with Green Deal to provide additional funding for the fuel poor and to drive more expensive measures such as External Wall Insulation. Wetherby are already working with a number of Utility Companies and are in a position to offer direct or indirect ECO funding for suitable projects.


  • Simply explained, the Green Deal allows you to borrow up to ?10,000 for home improvements to reduce your energy consumption. As most heating escapes through walls, installing external wall insulation (EWI) is one of the key insulation measures that will help save on energy bills.
  • Green Deal repayments, made over 25 years, are simply added to your fuel bill. The Golden Rule is that the repayments can't exceed the amount of savings you make as a result of the improvements. You can enjoy a warmer, more economical home and, as the loan is attached to the electric meter of the home, it passes on to the new bill payer if you move home.

With the aim of providing you with as much technical support and assistance as possible, Goldtrowel & Wetherby offer a COMPREHENSIVE PRODUCT SAMPLE SERVICE, which allows both you and your customer to view a small sample of the finished build-up, colour and texture before a final decision is made.

Usually a number of 'hand-sized' samples are generally produced to enable you to quickly narrow down your choice of colour and texture. Thereafter, larger 'through-colour' product samples can be manufactured for the benefit of architects / on-site display / client purposes.

Large samples can also be produced for showroom and exhibition purposes. These can either be pre-manufactured in our sample processing facility in Golborne, or alternatively, one of our sample technicians can be despatched to your premises / exhibition stand to create the sample on site.

It is possible to order smaller indicative samples from this site, however for larger or more complex samples ? including those detailing an insulated system build up ? please contact Angela Naylor on 01942 528262